A Small Business Looking to Save Money on Your Insurance?

At WAVEHELP, we understand small businesses. We know how difficult it is to hold down costs of all kinds – especially the costs of providing health insurance for the owner, his/her family, and other employees or affiliated contractors.

For one-person or two-person businesses, it is usually impossible to find group health coverage. That can mean you are stuck with expensive individual medical insurance plans. There is a way short term medical insurance can help you hold down costs; use short term medical insurance INSTEAD of individual coverage. Most times, short term medical insurance is less expensive and, to provide continuing coverage, in most states it can be re-written each time it expires as long as you have not had claims against the plan or significant change in your health situation. The savings can be very attractive. Short term health insurance is intended to cover you in the case of a new illness or injury and does not cover pre-existing health conditions. Therefore, it may not be best for everyone. Click here to learn more about the details.

Slightly larger firms (that still might think of themselves as small businesses) can usually find a group plan. We can’t assist you with that because group plans are not available over the Internet. But, there is a way we can help you reduce costs. Group plans are less expensive if you build in an initial waiting period during which new employees are not covered – the longer the delay, the lower the cost. You may wish to establish such a waiting period for new hires or to lengthen one you may already have in your group plan. But, how do the new employees get health coverage during the waiting period? Refer them to our web site and have THEM customize short term medical insurance to bridge the time gap until they qualify on your group plan. It will not add to your hassles. Just refer them to www.wavehelp.com and we will take care of all the education about alternatives and all the administration expenses. They can get immediate next-day coverage at low cost.

They will appreciate your pointing them to a solution.