Looking for an affordable alternative to COBRA.

If you have lost your job and can't afford COBRA insurance, but still want robust protection from the financial hardship of unexpected illnesses and injuries, learn how our flexible, affordable short term health plans can provide the right safety net for you and your family. Consider the following scenario about Chuck, a newly unemployed, uninsured father of three.

Short Term Health Insurance Need:
Chuck recently lost his job and knows money will be tight until he finds a new one. He can take COBRA insurance through his former employer, but it is very expensive so he is looking for a more affordable alternative.

Short Term Health Insurance Solution:
A short term health insurance policy may be the best way for Chuck to secure his family's health coverage and to save money as compared to COBRA. Enrollment is simple, premiums are affordable and coverage begins immediately. Coverage can be purchased for as few as 30 days or as long as 365* days, depending on Chuck's state of residency. He can choose his own doctors and hospitals, and can also choose to pay his premiums in monthly installments or in one single sum. Personalized Temporary Health Insurance is an affordable alternative to COBRA

Note: Short Term health insurance is intended to cover you in the case of an unexpected new illness or injury and does not cover pre-existing health conditions. Therefore, it may not be best for everyone. When choosing Short Term health coverage over COBRA, be careful not to allow a gap in time of more than 63 days when you have no coverage. You may affect your right to obtain permanent individual coverage without evidence of insurability.

* Short term health Insurance is not available all states. WaveHelp is presently set upto sell to residents of Missouri (MO), Illinois (IL), California (CA), Texas (TX), Pennsylvania (PA), Indiana (IN) and Florida (FL). We will alert you if your desired plan is not available in your state and this web site will only provide you with the ability to purchase plans available in your area.