A Freelance, Part-time or Contract Worker.

If you work part-time as a freelancer, consultant, contractor or seasonal employee, and are not eligible for health insurance under an employer group plan, then our affordable, customizable temporary health plans are right for you. Consider the following scenario about Jackie, an uninsured freelancer in California.

Short Term Health Insurance Need:
Jackie is happy with her freelance job, which is filling the gap while she searches for a permanent position. But as a contract worker, she isn't eligible for health insurance under her current employer's group health plan. She's in good health, but she wants the peace of mind that comes from insurance, in case of an unexpected illness or injury.

Short Term Health Insurance Solution:
Jackie is confident that she will find a permanent, full-time job in a few months. She should consider customizing a short term health insurance policy to bridge the gap. A temporary health plan provides short term protection from the high costs of an unexpected illness or injury, which could prove financially devastating. Once Jackie finds a permanent job, she may keep her short term health plan until her employer-sponsored insurance coverage starts.

Jackie can choose her own doctors and hospitals, and decide what deductible level she wants. The higher the deductible selected, the lower her monthly premium will be. And the monthly payment option enables Jackie to discontinue her plan when her temporary need ends. Short term health insurance can be purchased for as few as 30 days or for as long as 365* days, depending upon one's state of residency. Jackies can choose the personalized insurance plan that meets her needs. Enrollment is simple and premiums are affordable. Best of all, Jackie can apply online today and start receiving coverage from a WaveHelp short term medical policy as soon as tomorrow.

* Short term health Insurance is not available all states. WaveHelp is presently set up to sell to residents of Missouri (MO), Illinois (IL), California (CA), Texas (TX), Pennsylvania (PA), Indiana (IN) and Florida (FL). We will alert you if your desired plan is not available in your state and this web site will only provide you with the ability to purchase plans available in your area.